Subject: ABX1 1

January 25 , 2008

Dear Senator Maldonado,

Once again we urge you to oppose ABX1 1.  ABX1 1 fails to meet the goal of universal, affordable, and comprehensive coverage for all Californians.

Except for public programs, there still are no controls on the total costs for premiums and out-of-pocket expenditures for individuals. Provisions to increase affordability still rely on reduced coverage.

While employers’ costs are capped, there are no limits placed on costs borne by employees. However, they are required to accept coverage if offered by the employer, no matter how unaffordable. Also, employers who currently offer their employees adequate health coverage could reduce benefits or shift more costs to employees.

We also oppose the individual mandate because it would saddle many Californians with expensive, inadequate coverage. It would not control the cost of coverage, except by exempting individuals who would be left uninsured. In addition, qualification for exemption from the mandate to buy insurance is based on the cost of premiums and does not include out-of-pocket costs, many individuals and families will defer needed health care. Untreated conditions will relult in higher costs down the road.

Passage of ABX1 1 will do more harm than good! Please oppose ABX1 1

Sincerely,

Janet Brennan, President
LWV of the Monterey Peninsula